Hearland Credit Union - Bank like You own the Place
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Whether you're just starting to shop or you're ready to apply for a mortgage, HCU has a wide range of loan options to meet your needs. We have made applying for a mortgage easy and convenient with our on-line application. If you aren't sure what type of loan you need, we are happy to assist you with your loan options. Feel free to contact me to discuss your home financing options. At Heartland Credit Union, members are owners, and owners deserve the home of their dreams!

Tim Torricelli

Assistant Vice President Mortgage Lending

  • NMLS Registry Number - 662914

  • Office: 217-726-2101, Ext. 237
  • Cell Phone: 217-725-7938
  • Fax: 217-726-2118

  • Email: ttorricelli@hcu.org

  • 2213 W White Oaks Drive
    Springfield, IL 62704

My experience in the home mortgage lending industry will be an asset to you regardless if you are purchasing a home or refinancing. Assuring that you understand our loan programs, helping you choose the best mortgage loan, and guiding you through to your loan closing is my goal. I look forward to exceeding your expectations!

Today's Featured Rates

Fixed Rate Products
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.713%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.494%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.151%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.092%  0.000%

Actual interest rates and APRs may vary based on credit history.

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